Wednesday, September 13, 2017

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Tuesday, September 12, 2017

Seasoned tradelines

Seasoned tradelines are a jump start to a better credit file. Seasoned tradelines are typically revolving lines of credit which have been aged for at least a few years. The age of the tradelines make available a history of on time payments. In additions, seasoned tradelines usually have high limits and low balances. This debt to credit ratio assists in positively impacting credit scores by either expanding the young credit file or lowering the debt to credit ratio previously establish on the report. Learn more about seasoned tradelines by reading below. Seasoned tradelines … what’s the angle here? Seasoned tradelines in the most general sense is simply that… a line of credit that has been aged for a few years, or “seasoned“. More particularly, however, seasoned tradelines are used to add credit to a person’s credit file who lacks the substantial lines of credit needed to have a high, strong or positive credit rating. Will seasoned tradelines work for me? Adding a seasoned trade lines with a significant limit, low balance, and lots of history will certainly help any credit score. However, the question is… based on the particulars of a given credit report, to what extent will the seasoned tradelines help? If you suffer from derogatory items such as charge-offs, collection accounts, late payments, etc., within your credit report, the impact of the season tradeline will be less than in the case of the limited file with relatively no history (and especially limited or no negative history). Order your tradelines @ https://cpnnumbertradelines.wordpress.com/ or call 202-213-2218 For CPN numbers go to http://officialcpnnumber.com

Sunday, September 10, 2017

WHAT IS AN AGED TRADELINE?

WHAT IS AN AGED TRADELINE? An aged or seasoned tradeline is one which has been paid over several years and illustrates an excellent pattern of payment habits and small charged amounts vs. limits.

A credit card company which reports several years of on time payments with no poor utilization of credit concerning high balances will serve as a much more significant source of higher credit ratings at the bureaus for both primary and authorized users.

Aged or seasoned tradelines are associated with credit card institutions which are considered higher and best sources for achieving the maximum results for credit repair needs.

Some exceptionally rated older tradelines may have significantly better results for credit repair than others.

Key factors to understand are:

Aged tradelines represent a proven and best source of long reported credit usage. Aged tradelines are usually accepted as the best means for credit repair utilization. Aged tradelines are the most highly sought after segment of the authorized tradeline industry. WHAT IS A SEASONED TRADELINE? A seasoned tradeline is one which has been paid over a minimum of 12 months with a perfect payment record.

Most experts prefer several years to illustrate an excellent pattern of payment habits and small charged amounts vs. limits.

A credit card company which reports several years of on time payments with no poor utilization of credit concerning high balances will serve as a much more significant source of higher credit ratings at the bureaus for both primary and authorized users.

Seasoned tradelines are associated with credit card institutions which are considered higher and best sources for achieving the maximum results for credit repair needs.

Some exceptionally rated older tradelines may have significantly better results for credit repair than others.

Key factors to understand are:

Seasoned tradelines represent a proven and best source of long reported credit usage. Seasoned tradelines are usually accepted as the best means for credit repair utilization. Seasoned tradelines are the most highly sought after segment of the authorized tradeline industry. Order your tradelines @ https://cpnnumbertradelines.wordpress.com/ or call 202-213-2218 For CPN numbers go to http://officialcpnnumber.com

WHAT IS A AU TRADELINE?

WHAT IS A TRADELINE? The word tradeline or trade lines as it is many times referred to is a word used in the credit and lending industries. It refers to credit accounts such credit cards, installment loans, mortgages or any other account that reports to the credit bureau agencies. The tradeline as listed on the credit report will have several pieces of information that a lender will look at and may want to know when reviewing your file. This is especially true if they are trying to determine if you are to be extended a loan.

The items usually listed on a tradeline are as follows

Name of the lender or creditor Partial loan or account number Account type – is it a mortgage, credit card, installment, collection, etc. Responsibility – is the borrower responsible for the loan or are they an authorized user Current Payment Status – is the borrower on time? or late?, have they been on time in the past? Various important dates – date opened, date reported, date of last activity Limits – what is the cardholders credit limit? Balances – what is the current balance? Terms – What is the monthly payment? Comments – placeholder for client comments or other notes

WHAT IS AN AUTHORIZED USER ACCOUNT? An authorized user account is a credit card account which has been opened by the primary cardholder for an additional user. Adding a person as an authorized user usually but does not necessarily mean there is an extra credit card issued. Some personal information may be required in order to be added as an authorized user on an account. However the holder/owner of the account does not have to provide the user their private info if they choose not to. This account is many times reported to the credit bureaus by the issuing banks. Reporting history is subject to change according to each card issuing institution as well as the credit bureaus own internal rules and guidelines. Key factors to understand are:

The primary owner of the card does not have to give the user access to the card nor do they need to share any personal or private data.

The user may be required to provide personal and private information to the owner of the card in order to be added as an authorized user.

Limits and restrictions in reporting by institutions apply individually to each company.

The number of authorized users are usually restricted by each credit source. Order your tradelines @ https://cpnnumbertradelines.wordpress.com/ or call 202-213-2218 For CPN numbers go to http://officialcpnnumber.com

Saturday, September 9, 2017

wholesale tradelines how to buy primary and authorized user tradelines for funding

Call is for pricing 202-213-2218 or go to http://tradeline411.com For CPN numbers go to http://officialcpnnumber.com cpn200,com

AU Tradelines for sale … and where should I buy them?

Tradelines for sale Tradelines for sale … and where should I buy them? Tradelines for sale is the result of complicated federal laws. For example, the Equal Credit Opportunity Act of 1974 demands that information on spousal authorized user accounts be conveyed to the credit reporting agencies and measured when creditors determine your credit worthiness. Learn more about tradelines for sale below. Can you explain in detail how tradelines for sale work? An “authorized user” on a revolving line of credit is an individual who is allowed to use that line without being lawfully accountable for advances secured on that line of credit. Meanwhile, creditors typically provide the credit bureaus info on all authorized user accounts, without demonstrating which are or are not spouses. In addition, credit scoring companies cannot differentiate spousal and non-sposal authorized user accounts. This basically results in similar handling of all authorized user tradelines, regardliness if they are purchased or if they are derived from a husband and a while relationship. Does purchasing tradelines for sale increase your credit score? There is no one answer for every individual. However, so long as you meet a certain criteria, purchasing tradelines for sale can increase your credit score. For example, if you have many recent collections or charge-offs reporting, then the impact of adding tradelines will be drastically diminished. On the other hand, if you have a relatively thin and young credit file, adding tradelines can substantially increase your credit score.’ What’s the difference between buying tradelines for sale and applying for my own tradelines? As you know, tradelines are simply accounts appearing on your credit report. Below is an example of tradelines listed on a consumer’s credit profile; one newly opened and one with a lengthy history. No payment history: This is an example of a credit report with a tradeline with no payment history. This line is doing very little to help this consumer’s credit score. In fact, because opening this account required a hard pull, their score may have decreased upon aquisition of the tradeline. After about 12 months of on time payments, their score should start to increase. Seasoned Tradeline: This is an example of a seasoned tradeline. The difference between this account and the other, is that is has age; a perfect payment history for over 12 months. Adding this line to your report, for example, may increase your score. The substaintial differences are that you do not have to have a hard inquiry on your credit report when you buy tradelines for sale, you inherit the history associated with the account, you can lower your debt to credit ratio by adding a large lime tradeline for sale, and you increase the age of your credit file, etc. The benefits of buying tradelines for sale are numerous. Call is for pricing 202-213-2218 or go to http://tradeline411.com For CPN numbers go to http://officialcpnnumber.com

au tradelines guaranteed to post every 2 weeks authorized or primary piggybacking

Call is for pricing 202-213-2218 or go to http://tradeline411.com For CPN numbers go to http://officialcpnnumber.com